Pay-in API
Create collection intents through partner methods available in your target market.
Payment APIs
Payment API for pay-in, payout and merchant transactions
Integrate LOOKME payment APIs into your fintech app, wallet or e-commerce platform. Collect payments, initiate payouts, track transaction status and receive signed webhooks — through licensed partner integrations in supported markets.
Custom Solution
lookme-api · Pay-in
POST /v1/payments/payin
Authorization: Bearer <api_key>
{
"amount": 500,
"currency": "INR",
"merchant_id": "MRC_1024"
}
200 OK
{ "txn_id": "TXN_8842", "status": "pending" }
Pay-in
Collection APIs
Payout
Disbursement APIs
Signed
Webhook events
Sandbox
Test environment
Payment API infrastructure through licensed partners
Fintech platforms, wallet apps and e-commerce products use LOOKME payment APIs to collect customer payments (pay-in), send merchant payouts, query transaction status and receive real-time webhook notifications when payments succeed or fail.
Acquiring, settlement, KYC, card schemes and payout rails are delivered through approved, licensed financial partners. LOOKME provides the application layer: REST endpoints, webhook delivery, reconciliation views and admin tools your engineering team integrates.
Payment capability availability depends on applicable RBI regulations, licensing requirements, merchant category, transaction volumes and partner coverage in your target markets. We confirm scope during onboarding.
Important: LOOKME does not claim to operate as a licensed payment gateway, bank or money transmitter. Payment features are technology and API services provided subject to applicable laws, regulations, licensing requirements and third-party provider policies.
Example API endpoints
Representative REST routes issued after onboarding. Paths and fields may vary per project.
Method
Path
Description
POST
/v1/payments/payin
Create a pay-in intent through licensed partners
POST
/v1/payments/payout
Initiate a payout where partners and licences allow
GET
/v1/payments/{txn_id}
Fetch transaction status and timeline
POST
/v1/merchants
Onboard or update merchant configuration hooks
GET
/v1/payments/reconcile
Export settlement and reconciliation data
Payment API capabilities
Capabilities your engineering team integrates through REST endpoints and webhooks.
Payout API
Disburse funds with status polling and signed webhook updates.
Merchant API
Onboard merchants, manage credentials and view settlement summaries.
Transaction API
Search, filter and export transactions for finance and support teams.
Gateway bridge
Connect existing PSPs and gateways without replacing licensed institutions.
Reconciliation API
Match partner settlement files against internal ledgers.
Webhook events
Signed callbacks for success, failure, refund and payout status.
Idempotency keys
Safe retries on pay-in and payout requests without duplicate charges.
Sandbox access
Test credentials and mock callbacks before production go-live.
Webhook events
Signed HTTPS callbacks so your backend stays in sync without polling.
payment.success
Collection completed and confirmed by partner
payment.failed
Pay-in or payout failed with error detail
payment.refunded
Refund processed against an original transaction
How integration works
Typical steps from enquiry to live API access.
-
01
Regulatory scoping
Identify markets, licences, partners and data that can legally be processed.
-
02
Architecture
Map APIs, webhooks, idempotency, reconciliation and failure handling.
-
03
Integration
Build against sandbox credentials, then promote to production with monitoring.
-
04
Operations
Dashboards, alerts and runbooks for support and finance teams.
Integrate this API with LOOKME
Share your integration requirement, target markets and expected volumes. We will outline endpoints, webhooks and API access steps.